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Representative Example for Hire Purchase (HP): Payable by 120 payments of £413.37. Payments are based on a duration of agreement of 120 months, a Cash Price of £53,995.00, with a deposit of £24,297.75 leaving an amount of credit of £29,697.25. The agreement is calculated using a fixed rate of interest of 6.62% per year resulting in Representative 11.91% APR and a total amount payable of £74,101.15 The representative example includes an estimated option to purchase fee of £10.00. We act as a credit broker, not a lender.